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Commentary: Out-of-pocket health care costs are higher than ever. What solutions can benefit advisers offer their employer clients?

Commentary: Why understanding the impact of health plan costs, employer contribution and employee demographics is vital to sponsoring benefits in 2015.

Commentary: Why understanding the impact of health plan costs, employer contribution and employee demographics is vital to sponsoring benefits in 2015.

Without a well-conceived distribution strategy and enough methods of distribution, your carriers will find themselves with a dwindling customer base and shrinking revenues. So where does that leave you and your business? This is something brokers seriously need to consider, says columnist Jack Kwicien.

Commentary: More than 90% of today's professional workforce are finding trouble balancing home and work, resulting in the need to complete personal tasks on the employers’ dime. ACI Specialty Benefits' Erin Krehbiel shares her firsthand tips on how to get it all done without impacting company time.

If you want to significantly increase your business in 2015 you will have to make some decisions, says columnist Mel Schlesinger, who shares five steps to new sales.

Commentary: Are you ready to move from opaque, largely hidden commission compensation to fully transparent fee compensation? The time is now, says columnist Nelson Griswold.

Commentary: With so much happening at year’s end and again at the beginning of the New Year, columnist John Ludwig shares what plan sponsors be working on.

With so much emphasis on job qualifications, it’s easy to give little thought to certain personal qualities that, when combined with outstanding competencies, result in extraordinary performance. But it’s the star performers that are missing today, says sales expert John Graham, who shares seven signs that you've got one in your midst.

Commentary: Zenefits is definitely more open about what they are giving away, but industry technology adviser Joe Markland guarantees they aren’t the only benefit firm that may in some way be breaking the Utah rebating laws.