Commentary: As youve no doubt noticed, the federal government made sweeping legislative and regulatory changes to the Affordable Care Act during the fourth quarter of 2015. Heres what you need to know.
Commentary: Given the time and attention required by medical plans nowadays, its not uncommon for benefit professionals to allow LTD plans to stay the course, without critical review. But given the immense value of LTD benefits, now is a great time to ensure your plan is at its best for 2016.
Despite the continued escalation in specialty medication costs, many employers sponsoring self-funded health plans have not yet placed prescription drugs underneath the plans stop-loss insurance. Why is that?
When it comes to benefits management, the most important number for any small to mid-sized business to know is how many full-time employees plus full-time equivalent employees it averaged in calendar year 2014.