Benefits Think

Too many recordkeepers, complex contract structure, and a flood of investment options impede updates to best practices, warns John Ludwig.

The Eleventh Circuit Court of Appeals recently weighed in on LGBTQ protections – but the decision is not as clear as some of the headlines make it seem.

Seven circuit courts held that vindication of rights pertaining to the legality of a plan amendment, as opposed to an interpretation of the plan, are not subject to expenditure requirements, write attorneys Michael Stevens and Ronald Kramer.

Advisers cannot afford to define their value as the point of access to benefits product information and services. They need to transcend client’s expectations, says consultant Jack Kwicien.

The way that benefits professionals define these terms shapes the way we think about them, debates neurophysiologist Will Clower.

No matter the reason for a decision to downsize, there are a number of factors to consider during the implementation process, says attorney Felicia O'Connor.

Employers should consider some of the new options available with the retirement plans.

Laden with challenges such as a lack of preventative programs, school districts need extra help with disability programs, says Standard’s Brian Kost.

A plan sponsor’s thoughtful choices about plan features may go a long way toward easing the financial burden of retirement saving.

Most advisers thinking about business relationships haven’t changed since the days when men ran everything and women were secretaries, says Wendy Keneipp.