Benefits Think

Today’s workforce needs realistic benefits that solve everyday challenges and maximize convenience, says ACI Specialty Benefits’ Erin Krehbiel.

Depending on factors like demographics, geography, environment, and heredity, the healthcare-needs profile of an employee base can vary widely, even between companies in the same industry, says AdminaHealth’s Arthur Jonokuchi.

Plan sponsors and advisers should monitor for opportunities to ‘clean house’ and create a more efficient investment, says Principal’s Aaron Friedman.

With the market condensing to a few big carriers, such as Anthem, adviser Vinnie Daboul predicts the health insurance system is entering a new phase.

‘Favoring’ individual employees is permitted in some cases, but seldom recommended, says HUB’s Dennis Fiszer.

Misclassifying employees can result in significant costs to a business and lead to audits, lawsuits and more, say FordHarrison's Salvador P. Simao and Joanna S. Rich.

Today's busy workforce needs realistic benefits that solve day-to-day challenges and maximize convenience, says ACI Specialty Benefits’ Erin Krehbiel.

Skilled problem solvers use this practice to analyze workplace performance and improve creativity, says sales strategist John Graham.

Some policies may create economic incentives for employees’ partners to stay out of the workforce, says CBIZ’s Zack Pace.

‘Favoring’ individual employees is permitted in some cases, but seldom recommended, says HUB’s Dennis Fiszer.