- Health status;
- Medical condition;
- Claims experience;
- Receipt of health care;
- Medical history;
- Genetic information;
- Participation in dangerous activities such as motorcycling, skydiving, and skiing;
- Disability; and
- Other factors deemed appropriate by HHS.
- Excluding individuals from coverage due to a history of high health claims; or
- Charging individuals different premiums, or imposing different costs based on the existence (or absence) of a health status-related factor.