Employer Strategies

Generalists and small-market plan sponsors are likely to be the most negatively affected, according to a retirement conference panel.

When employers understand what really matters to employees, they can shape a total work and benefits experience that can have an impact on engagement and business performance.

Prompted by industry questions and concerns, the IRS has issued updated guidance to clarify ACA reporting requirements for applicable large employers, particularly those with special circumstances.

Expanding the electronic options for delivering required financial information to 401(k) plan participants could benefit both employers and employees, but Department of Labor and IRS rules often conflict about when employers can use electronic communication for their retirement plans.

While small employers may understand the benefits of long-term disability insurance to their workforce, many have misconceptions about its cost and may underestimate the desire employees have for this coverage.

Lower income employees present a particular challenge to employers as they seek to get a handle on managing their health plans.

The new reality of health care is here: shopping for benefits online via simple mobile apps; virtual care anytime, anywhere; and games to make chronic care management appealing. Despite that, challenges remain in the move to true digital health and, with it, better outcomes, a top Cigna executive said Monday.

Retirement relates to all other parts of the financial pie, and that’s the conversation advisers should be having with clients.

While employers may recognize that the amount of time employees will spend in retirement is growing, people around the world fail to reflect this trend in their long-term financial planning.

Traditional product labels — core, ancillary, voluntary — are becoming blurred, making education on true risk exposure essential, says Aflac’s Ron Fields.