Employer Strategies

When saving for the future, many people opt focus on their children’s opportunities rather than their own. The College Savings Plan Network encourages employers to offer benefits options, such as a 529 college investment plan, to help their employees save for their children’s college educations.

Nearly one year after the U.S. Supreme Court’s June, 2014 ruling in the landmark Fifth Third Bancorp v. Dudenhoeffer case, employers that use company stock in their retirement plans are gearing up for changes.

Best-performing state exchanges have thrived on strong, coordinated and targeted outreach, as well as enrollment-assistance programs that are embedded in the community.

Commentary: There are certain areas of an asset allocation where there is real danger to blindly investing in passive investments.

Commentary: Many workers prefer to access financial products, including insurance, in the workplace. This intersection of employer awareness and employee preference has created an opportunity for employee benefit advisers, says Prudential’s Lori Fouché.

Success on Wall Street and buyer demand has created ‘a crazy marketplace right now.’

As U.S. employers move away from defined benefit pension plans in favor of self-directed retirement accounts, workers have become responsible for their own investment and longevity risk in retirement – something they’ve never had to deal with before and don’t understand very well.

The U.S. Congress adopted a budget that will allow Republicans to bypass Democrats and send a repeal or revision of President Barack Obama’s landmark 2010 health-care law to his desk.

As the country celebrates small business week, a time to appreciate the contributions these employers give to the economy, some debate how small companies can best give back to their employees’ financial wellness and, ultimately, retirement readiness.

A slew of hot-button topics, from health care to retirement, are being discussed in Washington –both on Capitol Hill and in the halls of the Supreme Court. As a result, it is imperative employers remain focused and aware of the looming decisions that could change the benefits community.