Year-end charitable giving strategies for retirees
Those who leave the workforce can maximize the tax benefits by donating a portion of their IRA assets directly through a qualified charitable distribution
IRAs
Investments that should (and shouldn’t) go into an IRA
High-yield or junk bonds, equities, and real estate investment trusts are excellent investment options for IRAs.
9 improvements Congress should make to 401(k)s
Retirement readiness would vastly improve by requiring auto features, increasing HSA contribution limits, and outlawing participant loans, among other recommendations, says adviser Robert Lawton.
401(k) and IRA balances reach record highs
Hot stock market is driving most of the growth but automatic enrollment is helping too.
5 early retirees share their top money-saving tip
Workers should learn to reduce their housing, transportation and food costs, cut unnecessary expenses, and develop the habit of packing their lunch to work.
5 early retirees share their top money-saving tip
Clients should learn to reduce their housing, transportation and food costs, cut unnecessary expenses, and develop the habit of packing their lunch to work.
Don’t overlook the ‘kiddie tax’ when naming IRA beneficiaries
Clients who intend to name minor children as beneficiaries of their IRAs should take taxes into consideration before making a decision.
Don’t overlook the ‘kiddie tax’ when naming IRA beneficiaries
Clients who intend to name minor children as beneficiaries of their IRAs should take into consideration the "kiddie tax" before making a decision.
Good and bad news about America’s retirement accounts
While the average savings in retirement accounts increased markedly in recent years, the amounts varied significantly by income levels, experts say.
Good news and bad news about America’s retirement accounts
While the average savings in retirement accounts increased markedly in recent years, the amounts varied significantly by income levels, says an expert.
What if the retirement crisis has been exaggerated?
Most retirees said they adapted to their situation of having limited retirement income and they have had few regrets, according to a survey.
What if the retirement crisis has been exaggerated?
Most retirees said they adapted to their situation of having limited retirement income and they have had few regrets.
The big decision in retirement: Rent or buy
Owning a home can bring tax benefits, as well as equity that can be used to create an income stream, but in some cases a rental can be a better deal for retirees.
The big decision in retirement: Rent or buy
Owning a home can bring tax benefits, as well as equity that can be used to create an income stream, but in some cases a rental can be a better deal for retirees.
3 retirement rules employees should know by heart
One guideline to remember is that retirees should continue being invested in stocks, which produce high returns and pay dividends.
3 retirement rules clients should know by heart
One guideline to remember is that retirees should continue being invested in stocks, which produce high returns and pay dividends.
Is an annuity a good deal? Retirement Scan
Retirees who are considering investing in an immediate annuity can make sure they get a competitive quote by consulting the annuity payment calculator at immediateannuity.com.
Is an annuity a good deal?
Retirees who are considering investing can make sure they get a competitive quote by consulting the annuity payment calculator at immediateannuity.com.
A clever way to cut clients’ heirs’ income taxes
Retirees can consider a Roth IRA if they want to leave assets that would not be taxed once inherited.
37 states that don’t tax Social Security benefits
Some of these states, however, may not be tax-friendly for retirees.
