3 reasons target date funds aren’t right for anyone
There is no guarantee that TDFs generate the needed returns, and these funds may have hidden multiple fees, an expert explains.
IRAs
Young Americans need additional workplace education on IRAs
Plan sponsors can help close a knowledge gap by educating employees about the advantages of contributing to an individual retirement account.
The pension-style retirement product clients should know about
401(k) participants can create a pension-like source of retirement income by using a portion of their assets to buy a longevity income annuity.
Should the U.S. raise the age for required IRA distributions?
Some experts say that people are living longer past the age of 70 and they should not be forced to make unnecessary taxable withdrawals.
Can workers reinstate Social Security for a few months then withdraw?
Retirees can suspend and resume their Social Security retirement benefits any time after their full retirement age even if they started collecting the benefit before reaching their FRA.
Boomers navigate the impact of the financial crisis
A majority of baby boomers polled by Bankers Life Center for a Secure Retirement say that the economy has yet to fully recover from the 2007 financial meltdown.
When a Roth IRA might not be the right choice
A Roth IRA would come ahead of a traditional IRA if employees move to a higher tax bracket in retirement.
Benefits Think The digital key to serving millennial retirement savers
Young employees highly value financial advice but are not receiving enough of it, according to Corporate Insight.
Silviya Simeonova
Corporate Insight
A Roth IRA could be a worse choice than clients think
A Roth IRA would come ahead of a traditional IRA if clients move to a higher tax bracket in retirement.
IRA options for the self-employed
Here’s how to decide whether your client should select the traditional or Roth IRA to put away for retirement and boost their savings.
Benefits Think The digital key to serving millennial retirement savers
Young investors highly value advice but are not receiving enough of it, according to Corporate Insight.
Silviya Simeonova
Corporate Insight
Will employees pay taxes on Social Security?
Until the early 1980s, Social Security wasn't taxed. But in some situations today, clients may be in for a surprise.
Will clients pay taxes on Social Security?
Until the early 1980s, Social Security wasn't taxed. But in some situations today, clients may be in for a surprise.
10 factors to consider before moving to a retirement community
Clients should ask themselves if a remote, self-contained community fits their personality and if they want to live with other seniors.
10 factors to consider before moving to a retirement community
Clients should ask themselves if a remote, self-contained community fits their personality and if they want to live with other seniors.
How employers can boost IRA understanding
Plan sponsors can help close a knowledge gap by educating employees about the advantages of contributing to an individual retirement account.
Are taxes lurking in tax-free retirement accounts?
Investors can expect a bill from their traditional IRA or Roth IRA if they hold non-traditional assets, such as limited partnerships.
Why did some 401(k)s earn 4% last year when the S&P was up 10%?
Despite a stock market rally, it is possible that American's 401(k) returns will remain low.
Last-minute IRA tips before filing taxes
Here’s one reason why clients should consider maxing out their contributions ahead of claiming deductions this year.
Last-minute IRA tips before filing taxes
Here’s one reason why clients should consider maxing out their contributions ahead of claiming deductions this year.
