IRAs

Before saving for retirement, young employees are advised to pay down high-interest debts and build an emergency fund, an expert says.

Workers can use Roth IRAs, 529 plans and — yes — life insurance to give their children a head start.

The state says the program makes it easy for employers to comply with upcoming retirement benefit laws.

The legislation includes a provision that would raise the age limit for making contributions and taking required minimum distributions.

Living a luxurious lifestyle for less is a possibility — provided retirees are willing to move overseas.

In addition to increasing the age limit for required minimum distributions, the bill also makes it easier for employers to unite and form joint retirement plans.

A market correction only becomes a real risk if investors act and make buy or sell decisions to alleviate mental anguish today at the expense of tomorrow, says an expert.

“Healthcare prices are increasing at levels that significantly exceed overall inflation,” an expert warns.

Unfortunately, physical and cognitive decline are among potential side-effects.

If spending $5 a day on fancy coffee puts your retirement at risk, you’ve got bigger problems.