IRAs

Retirees who outlive their savings are among those most at risk.

The move is expected to prevent fund leakage through opt-out rollovers when workers leave a job, industry experts say.

Before saving for retirement, young employees are advised to pay down high-interest debts and build an emergency fund, an expert says.

Workers can use Roth IRAs, 529 plans and — yes — life insurance to give their children a head start.

The state says the program makes it easy for employers to comply with upcoming retirement benefit laws.

The legislation includes a provision that would raise the age limit for making contributions and taking required minimum distributions.

Living a luxurious lifestyle for less is a possibility — provided retirees are willing to move overseas.

In addition to increasing the age limit for required minimum distributions, the bill also makes it easier for employers to unite and form joint retirement plans.

A market correction only becomes a real risk if investors act and make buy or sell decisions to alleviate mental anguish today at the expense of tomorrow, says an expert.

“Healthcare prices are increasing at levels that significantly exceed overall inflation,” an expert warns.

Unfortunately, physical and cognitive decline are among potential side-effects.

If spending $5 a day on fancy coffee puts your retirement at risk, you’ve got bigger problems.

There are still several moves that clients can make to reduce their 2018 tax bill.

Dental expenses can eat away a considerable amount of retirees’ savings, but these costs are important to prevent health complications and other medical expenses.

There are a lot of options — and potential missteps.

The Trump administration unveiled its proposed budget that includes provisions that would enable Medicare beneficiaries to contribute to a health savings account.

For many workers, moving assets from old 401(k)s into a traditional IRA may not be a smart move. One reason: IRAs often don’t offer stable value or guaranteed fund investment options as do most 401(k)s.

Taking a closer look at the inner workings of ARO programs can shine a light on features that require attention, particularly in light of the recent DOL guidance on auto-portability.

Taking a closer look at the inner workings of ARO programs can shine a light on features that require attention, particularly in light of the recent DOL guidance on auto-portability.

Although the test is complicated and misunderstood, eliminating it could “do more harm than good,” according to an expert.