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Right now is a good opportunity to look at the good, the bad and the ugly of the benefits world in 2013, and to see what we might be able to look forward to in the coming year.

From Maryland to Hawaii, Obamacare’s state-run enrollment operations are running into technical difficulties, creating new headaches for the White House even as the federal insurance website finds its footing.

The deadline to enroll in health plans that begin Jan. 1 was extended to midnight today from yesterday for most of the U.S., the Centers for Medicare & Medicaid Services said. The extension was announced as healthcare.gov yesterday experienced a single-day record number of visits and consumers were moved into a queuing system deployed when the website approaches 50,000 simultaneous users.

The odds may, at times, seem stacked against success for defined contribution retirement plans. But there is reason for optimism, according to a survey from Northern Trust.

As 2013 comes to a close, we’re taking a look at some of the most popular stories on our website this year. Here are the top five blog items of 2013.

(Bloomberg) – Today’s deadline for Americans to sign up for Obamacare health coverage effective Jan. 1 was extended until midnight tomorrow as heavy traffic to the online enrollment system caused a queuing system to be activated. Government technicians deploy the queuing system when traffic at the site, healthcare.gov, approaches 50,000 simultaneous users. Customers can request that an e-mail automatically be sent when traffic subsides. …

2013 is not over yet. Employers and HR and benefits professionals must address these 14 compliance issues before the New Year begins. Timothy F. Kennedy is a partner in Montgomery McCracken Walker & Rhoads’s Employee Benefits and Executive Compensation Practice, concisely outlines retirement and health care issues that plan sponsors must consider in the following days.

Many organizations aren't taking advantage of the most effective tool to distribute and reinforce messages—benefits administration technology. Technology is extremely useful in automating many of the tactical components of benefits administration while it also enhances your education and communication strategy.

The success of the health care overhaul relies on a diverse pool of customers where younger, healthier participants balance the costs of covering older, sicker people. Insurers say they can’t make more concessions without putting themselves at risk that patients will wait and sign up only when they need care.

President Barack Obama said the thousands of people now signing up for coverage under the Affordable Care Act overshadow the hit he’s been taking in the polls for the defect-riddled roll-out of the Affordable Care Act.