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The introduction was so rushed that, as recently as last week, the exchange’s computer code contained placeholder language that programmers typically use in preliminary drafts.

One expert says the state systems do, by comparison, seem to be enjoying some smoother sailing, though major backlogs and service interruptions have been reported in systems from coast to coast.

Never underestimate the value you bring to clients simply by being there.

President Barack Obama said the widespread flaws afflicting online insurance exchanges under his health care law represent only a portion of the program, as he sought to fend off critics of his signature legislative achievement.

The “bugs” that have plagued the rollout of U.S. health insurance exchanges will be fixed by Dec. 15, said Senate Finance Chairman Max Baucus, the lead author of the 2010 health care law.

The Obama administration said it has reached out to the “best and brightest” from inside and outside of government to get its health insurance exchange up to speed, even as it faces another missed deadline for the rollout.

“Health care costs continue to rise, and as employers look at ways to combat that, there are a number of tactics they might take,” Guardian’s Ray Marra tells EBN. “One of those tactics is to go self-funded, and obviously for self-funded, they need to build some high-end claim protection for themselves…”

The HHS says that despite the technology limitations almost 500,000 Americans have now submitted applications for health insurance through all 51 exchanges.

Employees rarely think about the benefits of each paycheck beyond what it does for them in the now. Statistics show that many Americans are not saving for retirement. The Employee Benefit Research Institute found that 57% of U.S. workers have less than $25,000 in savings. The economic climate over the last five years has been a contributing factor, but an even bigger worry is that the American people have forgotten how to save. Here are five suggestions plan sponsors can pass along to employees hoping to grow their nest egg from Matthew Sanford, director of tax and compliance at Payroll Center, Inc. [Images: Shutterstock]

In the most populous state in nation, agents are not happy with the way the state-run health care exchange is treating them and there are many more road bumps to cross in the near future, said a San Diego-area broker Friday at AHIP’s State Issues Conference.