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Many people who retired in 2000 thought they were in great shape: over the last 20 years, stocks returned 17.8% on average.
More modest returns were expected for the next decade, but few would have bet stocks would actually go down—that had occurred only about 5% of the time over rolling 10-year periods since 1926. Then came two ferocious bear markets.
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To truly flip the script on metabolic disease, benefit leaders must build a cost-efficient, supportive plan for employees and their business.
A new Schroders survey reveals how everyday financial pressures are reshaping retirement decisions, from reduced contributions to increased plan loans.
Instead of assuming that longevity is a good-news story, acknowledge that extended longevity without a plan is a financial and emotional time bomb.
Experts suggest locking in this emerging alternative to traditional health insurance coverage to help stabilize soaring health benefit costs.
Despite job openings and increasing unemployment, employers are having a hard time filling roles formerly occupied by non-American workers.
