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Failure alert! Plan sponsors who forget to actually do discrimination testing run into all sorts of problems, including the possibility that their plan can be disqualified. Employee health plans, like cafeteria plans and self-funded welfare benefit plans have to do annual discrimination testing to remain qualified. Insured health plans will eventually be subject to discrimination testing, but they have a reprieve for now. Size doesn’t matter.
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Today's complex stressors require clearer access pathways and a company-wide commitment to mental health support.
A financial spreadsheet alone cannot capture the total value and performance of a benefits program, nor can numbers on a ledger guarantee long-term operational success.
A growing number of childless and "solo agers" in the workforce need care navigation benefits that don't require a family member to make the calls.
The legislation calls on Congress to lower prescription drug costs, shift subsidies directly to consumers, and enforce strict price transparency.
An ongoing, thoughtful benefits experience holds more value than a seasonal attempt to encourage time off.
