The American Association for Long-Term Care Insurance is challenging the idea that long-term care insurance is purchased by or benefits only older individuals. While the numbers may skew toward the elderly, the AALTCI hastens to point out that conditions associated with aging are only a portion of the reasons claimants use their policy.

The youngest beneficiary the AALTCI came across in a recent data overview was 21 when he started coverage. At 24, he began receiving benefits and has continued to do so for seven years.

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