Employees have lofty goals for retirement, but are falling far short, showing extreme disconnect between expectations and reality.
According to Schroders’ 2025 U.S. Retirement Survey, American workers believe they’ll need $1.28 million to retire comfortably. However, just 30% of respondents expect to hit the $1 million mark, while less than half anticipate retiring with less than $500,000. Twenty-six percent expect to have under $250,000.
