A new issue brief from Employee Benefit Research Institute has shined a new light on the pitfalls that may await if lawmakers move forward with the idea of a health insurance exchange.
When I asked EBRIs Paul Fronstin, who co-authored the brief with Murray Ross of the Kaiser Permanente Institute for Health Policy, what must-haves a successful exchange should contain, he said, I think in order to have a successful exchange, you need to change the rules in which that market works. This means that if Americans are required to purchase coverage, companies have to be required to sell it, and this could set off a chain reaction within the industry thats never been seen before.
