Two weeks ago – after much discussion with my husband, fine-tooth-combing our family budget, using three comparison tools and a medical cost estimator, and reading every page of communication my employer sent on the subject – I enrolled my family in a high-deductible health plan with an HSA for 2009. I still wonder if I did the right thing.
Ever since, I´ve found myself preparing for a sort of health care Armageddon – scheduling myself, husband and children for every doctor´s and dentist appointment we need, weaning my infant daughter off a long-term medication, and informing the specialist she sees (and that we adore) that we likely won´t be back to see her because I´m not sure we´ll be able to afford the office visit come January.
