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At EBN’s annual conference in September, keynoter Dave Ramsey said the recession was helping to make “credit cards the cigarettes of the financial world.” New survey stats from Country Financial seem to back him up, as more consumers say they plan to go cold turkey on credit.
CF reports that 61% of respondents say they’ve been adversely affected by the recession (that few?), with 52% saying their personal road to recovery will be at least two years long.
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Brokers can model ICHRA versus group plans and benchmark contributions against various metal tier plans such as gold plans.
As healthcare expenses approach double-digit increases, employers are looking for savings in waste, care delivery, and plan administration before cutting benefits.
From emergency savings to retirement and AI-powered advice, employers are rethinking financial wellness as workers struggle to keep up with rising costs.
U.S. workers say retirement is getting harder to afford, raising questions about how organizations can help workers save, understand their benefits, and plan ahead.
Organizations could face low engagement and high turnover due to rising burnout and stress if employees continue to feel deprioritized.
