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As financial and litigation fears both have employers on edge, an EBN report this month offers employers three letters to help protect themselves when making benefits changes/reductions: S, P, D.
Benefit analysts urge employers to become strict adherents to ERISA rules on summary plan descriptions and summaries of material modifications, because the practice will not only help them to avoid costly litigation, but also broaden their opportunities to better educate workers about their benefits.
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As costs to treat serious conditions surge, employers must plan how to absorb budget-altering expenses ahead of time.
The structure of a workweek, and employees' daily schedules, can have a significant impact on their nutrition and overall health.
As GLP-1 spending climbs, employers are asking whether the drugs deliver enough value. Better data could help them measure the payoff more accurately.
Helping employees manage symptoms will enhance productivity, engagement and retention – protecting institutional knowledge and strengthening business outcomes.
The practical takeaway is to treat data-sharing requests as a risk-allocation exercise, not just an operational convenience.
