Banco Popular de Puerto Rico

Employers can use technology to allow workers to pick and choose savings account options and to see the value of their savings.

Employers need to understand demographics, select a strategic partner and offer HSAs, FSAs and wellness programs.

By identifying and then treating issues that are hindering a variety of savings goals, advisers can help clients feel more secure in purchasing a new home, funding college education, acquiring emergency funds and more.

Under current interpretations of agency's final rule, blanket post-accident drug testing policies could be considered retaliatory and in violation of the rule.

There are five key attributes that make a successful combination of high-tech and high-touch actions to drive beneficial health and cost-saving decisions.

While many employers use technology, not all are realizing success in the form of lower benefits administration costs. Advisers need to become students of the space to make savings a reality.

Moving funds into an advised account constitutes fiduciary investment advice and must be monitored carefully.

Speaking the employer’s language, providing self-service tools and amping up brand recognition will keep clients turning to brokers for advice.

Favorable court rulings regarding off-the-clock work require more than the right policies, but illustrate the magnitude of such policies under the right circumstances.

A broker’s well-communicated CI program can serve as a hedge that protects the current wealth management strategy of employees against life’s unexpected events.