Banco Popular de Puerto Rico

Employees are much more fearful of making bad investment decisions than they are of doing nothing and missing out on a potentially good investment, leading many to invest too conservatively in their 401(k) plans.

Employees who experienced negative interactions with their manager had a decreased sense of connection with their employer – and were less motivated to return to work following a disability.

Millennials' lower net worth, combined with a mindset that a disabling condition will never happen to them, makes them ideal candidates for disability insurance.

However employers’ decisions have been determined by the Affordable Care Act, the reasons to continue investing in employee health and productivity remain.

At Oracle’s first-ever HCM World conference, the technology company demonstrated its commitment to human resources customers, explaining its strategy for Modern HR in the Cloud, which is focused on meeting the needs of employees in a large, dispersed workforce.

Recent behavioral finance studies have shown that most participants invest too conservatively. Helping employees understand and overcome ambiguity is a good first step toward making them better 401(k) investors.

A contribution strategy is the foundation of a benefits program and is a major factor in determining plan satisfaction. Therefore, it’s imperative that the benefits administrator and their insurance broker develop a sustainable contribution strategy that makes sense for the employer and workforce.

Recently the U.S. Supreme Court announced that it will review Fifth Third Bancorp v. Duddenhoeffer, a case about the appropriateness of offering company stock in a 401(k) plan.

The dissatisfaction, disappointment and frustration with launch of the federal health insurance exchange could be expected, especially with the constantly elevating level of consumer expectations for e-commerce and other online systems. Meanwhile, the number of private exchanges continues to grow and are in a very good position to succeed.

While the intent of DOL fee disclosure regulations was to benefit retirement plan participants, results indicate there is much left to be desired. Employees have no idea what to look for or what their 401(k) fees even mean.