Banco Popular de Puerto Rico

The Internal Revenue Service recently released a notice outlining 2010 minimums and maximums for health savings accounts plans and high-deductible health plans.

Many employees will soon be receiving new forms that are critical to their ability to file their tax returns and to their employers’ ability to accurately fulfill their own Affordable Care Act reporting requirements.

Healthcare coverage is a significant piece of your employees’ overall financial package. If your plan doesn’t appropriately meet their needs, it can be a source of stress for them throughout the year.

Commentary: Auto-enrollment, codified in law by the Pension Protection Act of 2006, was drafted with the best of intentions — to increase Americans’ retirement savings — but it has had the unintended consequence of impairing plan effectiveness.

Commentary: The most important element in personal investing, including 401(k) investing, is an investor's understanding of his/her risk tolerance. Virtually all negative investor outcomes spring from a lack of understanding an employee has about his/her ability to bear risk.

Commentary: If work-life balance is dead, how are employers expected to still promote it as a benefit?

Commentary: To ensure employees receive safe and necessary healthcare and maintain ethical practice, smart healthcare HR department leaders will want to keep their antenna up for any whisper or whiff of providers routinely waiving copays, coinsurance and deductibles for their patients.

The cancer support program at CBS involves everything from helping an employee find providers to facilitating transmission of medical records to obtaining second opinions and more.

Commentary: If you offer investment advice services as part of your retirement package to your employees, make sure you understand what types of products and services your adviser is offering and at what cost.

Commentary: With so many moving parts and delays, it’s been understandingly difficult for employers to figure out exactly what their responsibilities are when it comes to the Affordable Care Act. But when it comes to healthcare reform, what you don’t know really can hurt you.