Banco Popular de Puerto Rico

Tax the rich! Raise their rates! Limit their deductions! That seems to be the populist mantra. It’s perpetuated in the press, and there’s some indication that the general public seems to support the idea. Now middle class workers with higher than average incomes seem to be caught up in discussions defining those that are “rich,” says EBA Blogger and The Principal Financial Group’s tax-exempt national practice leader.

After a year of significant change in the LTC industry in 2012 Blogger Tom Riske Jr. seems 2013 as a year of growth in LTC sales through the worksite. He shares some key features an employer and adviser should look for when considering one of the newer multi-life LTC offerings.

As an employee benefits adviser with a major share of your business in health insurance, it is easy to focus on all the challenges in front of you. How can you turn lemons into lemonade? Live an attitude of gratitude and try to remember challenges bring opportunities and no matter how bad you think you have it, someone else usually has it worse.

A new survey suggests workers under the age of 25 are significantly more confident than others that they are on track for a comfortable retirement. Is it youthful arrogance, or has the younger generation absorbed some of the financial lessons we need them to learn?

Today’s business world is global, and providing insurance mandated by the government for contractors with employees at oversea military bases can present a great opportunity for a broker, says EBA Blogger Sam Fleet.

With the core of PPACA set to begin in 2014, employers need to start making decisions now. UBA CEO Thom Mangan says that while the “pay” option might be worth considering, there are strong reasons why employers should look carefully at all of their options and do their best to calculate the actual outcomes of each.

Guest blogger Linda K. Riddell shows how an eye for detail and some simple calculations could prove to be a life-saver for employees that are overusing/abusing narcotic painkillers. As always, share your thoughts in the comments.

As you look back on 2012, EBA Blogger Andy Torelli says now is the best time to develop a realistic business plan for 2013 and provides the real things to look back on.

Brokers may need to be concerned about how a proposed change by the NAIC to the current stop-loss model could essentially trap their clients and remove their options for affordable care – effectively forcing them into state exchanges and eliminating the role of the broker, writes EBA Blogger Sam Fleet.

After reading research from the Investment Company Institute concluding that defined contribution plans don't "reduce retirement preparedness," EBN Editor Kelley Butler channeled a "Saturday Night Live" skit to offer her perspective.