Retirement planning

Retirees are better off taking withdrawals from their retirement accounts in their 60s so they spread out their tax liability.

The Affordable Care Act removed a key constraint by making cost-effective healthcare available outside of full-time employment, which gave people many more options around retirement and work.

Those who leave the workforce are better off taking withdrawals from their accounts in their 60s so they spread out their tax liability.

With high medical prices causing many workers to contribute less to their 401(k)s, plan sponsors should encourage employees to consolidate savings in their current-employer plan to help them in their post-work years.

Plan sponsors will continue to get documentation when they start a new plan, explains benefits lawyer Chris Collins.

Seniors who want to relocate in retirement to a different place from what their spouse prefers may opt to maintain two homes.

With high medical prices causing many workers to contribute less to their 401(k)s, plan sponsors should encourage employees to consolidate savings in their current-employer plan to help them in their post-work years.

More and more Americans are spending their golden years on the job.

Changes in interest rates, healthcare costs and investment returns have spurred the company to make the move beginning in 2028.

Employers’ efforts to connect health and wealth make progress as older workers prepare for future medical expenses.

Lawmakers are considering scrapping individual deductions, including tax breaks for certain plan contributions.

Employers should reach employees where they are by incorporating solutions to current financial problems into the retirement saving process.

Younger workers are closing the savings gap due to design features and qualified default investment alternatives like target-date funds or managed accounts.

Reach employees where they are by incorporating solutions to current financial problems into the retirement saving process, says adviser Mark Singer.

In the face of growing concerns over medical costs, companies should plan a comprehensive health and wealth strategy for employees in retirement or risk losing talent.

Female employees are ill-prepared for retirement — roughly one-third less than their male coworkers — but employers can help close the gap.

Younger workers are closing the savings gap due to design features and qualified default investment alternatives like target-date funds or managed accounts.

An IPS is a key part of the fiduciary compliance process and should clearly state roles and responsibilities.

Setting up an investment account for every newborn, with the federal government seeding it with $7,000, might be a solution to the looming Social Security crisis, says expert.

The best retirement providers should sign on to a plan as a fiduciary, provide a complete menu of services and have a clean background.