Retirement planning

Focusing on sponsor control, governance and design features will lead advisers and clients to innovation.

Two-thirds of all Americans don’t contribute anything to a 401(k) or other retirement account available through their employer.

Congress is pushing back against post-work savings programs as states like California, Washington and Oregon begin their initiatives.

‘Obsolete and overly restrictive limitations’ are holding back pension plan design, says Principal’s Mike Clark.

Let’s enact a uniform fiduciary standard so all clients are protected and any appearance of compensation bias is removed, urges John Ludwig.

Experts expect President Trump’s new DOL Secretary pick to agree that the fiduciary rule should be withdrawn.

One of the biggest mistakes that can be made is starting off by simply accepting the service provider’s form service agreements, says benefits lawyer Carol Buckmann.

Poised to grow his business 25% year over year for the foreseeable future, adviser Mark Skinner is tapping into the synergy across benefit products to meet a powerful need for clients.

From a tax perspective, donating required minimum distributions from a traditional IRA to a qualified charity is a smart move for retirees.

Plan sponsors should always respond to employee inquiries in a timely way and correctly file Form 5500, says retirement adviser Robert Lawton.

More employers are embracing the idea that a financially aware and secure employee is a happier, healthier and more productive individual.

From a tax perspective, donating required minimum distributions from a traditional IRA to a qualified charity is a smart move for retirees.

Employees aren’t saving enough for retirement. But employers can help by offering auto-enrollment and auto-escalation.

Small businesses would not be allowed to enroll their employees automatically in state-run plans under legislation introduced in Congress.

The average plan balance rose to $92,500 at the end of the fourth quarter, Fidelity Investments reports.

One way for clients to avoid or minimize their capital gains tax is to hold investments in tax-advantaged retirement accounts, such as IRAs and 401(k) plans.

Investors need to increase their allocation to stocks and other riskier investments to get the portfolio return that they need to secure their retirement.

One way for clients to avoid or minimize their capital gains tax is to hold investments in tax-advantaged retirement accounts, such as IRAs and 401(k) plans.

As benefit providers look to boost their employees’ fiscal well-being, they are often left with more questions.

Employees can fully deduct their IRA contributions if they have no access to a workplace retirement.