Retirement planning

Though people who belong to both parties express optimism about their financial futures, the vast majority don’t think they have planned well for their end of work lives.

States and large cities can more simply establish their own retirement programs for private-sector workers under new rules, which are aimed at expanding the number of Americans with access to tax-advantaged savings accounts.

The department also proposed a rule to permit cities to create retirement savings plans

For one strategy, clients should create income streams that have built-in protection, such as Social Security and long-term insurance.

Millennials and baby boomers fret over how they will pay for their golden years and are eager for answers from employers.

For one strategy, clients should create income streams that have built-in protection, such as Social Security and long-term insurance.

Plan sponsors need to be especially focused on not only the expenses they pay, but also how they pay them, says columnist John Ludwig.

As has been well-documented, the federal program is in danger. So what kinds of changes will be required to keep these benefits afloat?

A proposed 22.3% increase in Medicare Part B premiums, if approved, will automatically be deducted from retirees' monthly checks.

Focusing on these retirement plan options can provide an opportunity to engage executives in strategic planning with less compliance burdens.

A proposed 22.3% increase in Medicare Part B premiums, if approved, will automatically be deducted from retirees' monthly checks.

The America Saves program encourages people of modest incomes to save and build wealth. The group’s director of investor protection Barbara Roper explains why employers should get involved.

SERPs take on an important role as shareholder-friendly executive compensation that incentivizes leadership to avoid ‘reckless behavior,’ says retirement consultant Gil Harvard.

In about 30% of large companies, seniors can opt to work part-time or engage in job sharing with co-workers.

Employers are still reluctant to offer insurance-backed products, says Willis Towers Watson consultant Bill Dewalt.

In about 30% of large companies, seniors can opt to work part-time or engage in job sharing with co-workers.

The insecurity is leading to numerous opportunities for plan sponsors to engage employees in planning.

More and more lawsuits are being filed to challenge plan fees and investments, underscoring the need for a new law.

How employers can promote positive actions regarding financial wellness in the digital age.

Investors can expect limited options or higher fees in their retirement plans as brokerage firms are evaluating their pricing structures to comply with the fiduciary rule.