Social Security

Age discrimination, unpredictable life shocks and involuntary retirement casts serious doubt on the “work longer” thesis.

Clients adding investments other than target-date funds to their 401(k) or 403(b) could potentially hurt their bottom line.

“The big issue here is being able to maintain your standard of living,” an expert says.

The next generation can assist loved ones with applying for financial assistance, reducing expenses and developing a financial plan.

These employees will need bigger savings than other age groups to fund a longer retirement horizon, according to a study.

Before saving for retirement, young employees are advised to pay down high-interest debts and build an emergency fund, an expert says.

Employees have to increase their risk exposure to ensure they don’t outlive their savings.

Those with 1099 income have several tax-advantaged options.

The property should allow them to live close to their loved ones and fit their financial plan, according to a CFP.

Careful planning can help prevent workers from shrinking their benefits based on misperceptions.