Benefit plan design

The lopsided enrollment between Medicaid, which is paid for with taxpayer money, and the private plans may boost criticism of the rising costs of the $1.4 trillion health law. High participation in the exchanges is critical to keeping the costs of medical coverage down.

As few as 20 or 30 enrollments per state per day are greeting the Obamacare marketplaces. With more congressional hearings on the rollout of the Affordable Care Act set to start tomorrow in the House, will lawmakers get some answers?

Walgreen Co. become the latest large employer to make significant changes to its employee health plan when it announced that it will move approximately 160,000 of its employees onto a private health insurance exchange, starting in 2014. The strategy is starting to look like a trend: Over the last several months, IBM, Time Warner, Sears Holdings and Darden Restaurants have all made similar announcements.

President Barack Obama said he’s sorry that thousands of Americans are losing their medical insurance as a result of his health care law, as his administration works to contain the political damage from the troubled roll-out of his signature domestic achievement.

The new rules, which come five years after the Mental Health Parity act was passed, mean insurers won’t be able to charge higher co-payments or deductibles for mental illness or limit the duration of care.

These two new reporting requirements are in addition to the current requirement to report the cost of coverage on Form W-2.

Congress has introduced bills to reverse an Obamacare change on how Flexible Savings Accounts can be spent. Meanwhile, will the new rollover change impact HSA account holders as well?

United Benefit Advisors is the latest group to launch private exchanges, though these are limited to brokers who are UBA members, there is one for small and one for large employers alike.

After Tuesday’s news that CMS wants to recruit more brokers to enroll consumers on Healthcare.gov, the group made the first public announcement Wednesday about a broker-focused website improvement.

Despite taking Healthcare.gov offline for hours a day to make technological fixes, the Centers for Medicare and Medicaid Services said Wednesday the site continued to experience multiple slowdowns and displayed error messages to numerous visitors throughout the day.

Employers and HR professionals will have to come to terms with the most common (but hopefully not absolutely systemic) reality for employees: rates will, in some cases, go up. That’s a simple fact of life, and you can blame the ACA all you want, but the truth is that health care rates were likely to inch marginally anyhow.

While the top exchange leader confirmed Tuesday that 70,000 agents have completed federal training, documents obtained by Republicans suggest CMS might begin outreach to get more professionals involved.

The race to construct an online insurance exchange by Oct. 1 spurred the Obama administration to use an expedited bidding system that limited its choice of a builder to just four companies, including CGI Group.

President Obama touted this state as exemplary Wednesday in his health care speech, but one broker says there was a loophole for those who were able to enroll.

Seventy percent of midsized businesses – those with between 50 and 999 employees – surveyed said their biggest challenge in 2013 is the cost of health coverage and benefits. ACA legislation came in as the No. 2 concern.

Two days after the troubled online U.S. health exchange went live, just 248 people nationwide had successfully enrolled in insurance plans under President Barack Obama’s Affordable Care Act, documents show.

A debrief on the types of changes that trigger the loss of grandfathered status, the concept at the center of the “if you like your plan, you can keep it” issue.

Most health plan cancellation notices are being delivered to individuals who had coverage that is now out of line with the Affordable Care Act. But some the changes are also affecting small employers who must decide whether to pay the higher costs for new coverage, or send workers to purchasing exchanges.

The White House calls the nationwide uptick in health plan cancellations a result of “substandard policies” being eliminated, but advisers express concern over resulting rate hikes.

A day after her deputy apologized for the failures with the Affordable Care Act insurance exchange, U.S. Health Secretary Kathleen Sebelius followed suit and told Congress that she shoulders the blame for the botched rollout.