Benefit plan design

Enlist your broker as a partner toe help you stay on top of health care reform rules and regulations, writes Contributing Editor Laurie Miller.

Only 6% of those surveyed by Aon Hewitt plan to exit employer-sponsored health care entirely, but around 28% are eyeing the next three to five years for a move to a private health care exchange.

A glass-half-full crowd of benefits brokers and agents – that could be the theme of this year’s National Association of Health Underwriters Capitol Conference. The organization concluded its three day lobbying stint Wednesday with a morning of discussion panels on health reform, remarks from a Republican congresswoman, a talk with a representative from Centers for Medicare and Medicaid and an address from NAHU’s president.

Buck Consultants announced this week that it would be starting a private health care exchange while Liazon unveiled a new web partnership to support its own.

Lawmakers, nonprofit groups address gathering of benefit advisers to discuss brokers’ role in health care reform.

The answer to that question is still fuzzy. That’s because while the Department of Health and Human Services has confirmed to Employee Benefit News that health reimbursement arrangements and health savings accounts will be offered on the public exchanges, the organization still hasn’t released the details and regulations surrounding these accounts.

Even companies who have no interest in getting involved with a public health care exchange for active employees might help steer their pre-65 retirees toward the marketplace, experts with Fidelity Investments said Thursday.

“We are making progress, we are on track and we will be ready,” Gary Cohen, director of the Department of Health and Human Services consumer information division, told the Senate Finance Committee at a hearing in Washington.

The federal government has given approval to launch nonprofit, member-run co-ops in 24 states. The CEO of one of these co-ops offered insight into what such organizations will need to survive.

Most employers still haven’t calculated their costs under the health care reform act, though a majority plan on playing rather than paying, according to a new survey by the Willis Human Capital Practice.

In a Midwest Business Group on Health webinar, representatives from three private health insurance exchanges offered insight into what employers, employees and the overall market can gain from the emerging model.

In his annual State of the Union address Tuesday night, President Obama said that “already, the Affordable Care Act is helping to slow the growth of health care costs.” Is it? EBN asked one health care expert to help fact-check the claim.

The number of Americans projected to gain insurance from the U.S. health care law is eroding, by at least 5 million people, as the Obama administration struggles to implement the $1.3 trillion overhaul amid Republican opposition.

As many as 8 million people will lose health care plans now offered through their employers, the Congressional Budget Office now estimates, up from a previous estimate of 5 million.

Lawmakers from Michigan and Wisconsin were among those who called PPACA a good “first step” toward health care coverage for all Americans at a Families USA conference in Washington.

The number of Americans projected to gain insurance from the U.S. health care law is eroding, by at least 5 million people, as the Obama administration struggles to implement the $1.3 trillion overhaul amid Republican opposition.

The government said the rules announced last week would broaden the types of organizations eligible for an exemption from the birth-control mandate and make it easier for them to escape it.

Payments from drugmakers and medical device companies to doctors must be disclosed to the U.S. government beginning next March, regulators said.

The death of employer-sponsored health care coverage is largely exaggerated, says Robert Galvin, CEO of Equity Healthcare.

Mercer has launched a private benefit exchange. Called Mercer Marketplace and developed by Benefitfocus, the exchange is available to employers with at least 100 employees. It will provide access to a broad array of benefits - both traditional and voluntary - from multiple insurance providers. Additional education tools and support will help employees customize their choices to better fit their needs, according to the company.