Air Canada stock gained the most in a week after the carrier reached an agreement with the Canadian federal government to extend a cap on pension funding by seven years, vividly demonstrating the impact of pension obligations and the price of publicly traded sponsor’s common stock shares.

A new nationwide public opinion research report produced by the National Institute on Retirement Security (NIRS) finds overwhelming support for Congressional action to provide all Americans with access to a new type of privately run pension plan.

Last week the Dow Jones Industrial Average reached record highs. Many expect the Standard & Poor's 500, a broader market index, to follow the Dow's lead soon. Is this a time to consider committing significantly to U.S. equities, or a time to take profits?

The increased accounts and balances were expected in a recent EBRI/MGA survey, but other analysts’ predictions are being confounded. For example, no real correlation was found between account balance and healthy behaviors.

Plan fiduciaries are more vulnerable than ever on a lot of legal and regulatory fronts, including the financial statements included with their 5500 filings. In an era when 5500 forms and their attachments quickly enter the public domain online via E-fast 2, available to anyone -- including an enlarged army of DOL inspectors hunting for anomalies, “fiduciaries need to be on the top of their game,” warns Dave Dacey, CPA, a partner with the WithumSmith+Brown and leader of the firm’s Employee Benefit & Pension Plans Group.

New Jersey’s public pension deficit swelled 13% to $47.2 billion in fiscal 2012 as the state continued to make partial contributions to its retirement plans.

The number of employers offering a sponsored retirement plan slightly increased in 2012 from four years prior, while matches and employer contributions remained near constant, according to a survey released today by WorldatWork and the American Benefits Institute.

The new Roth in-plan conversions are getting a lot of press. Here’s what you will need to be ready for the questions heading your way.

The insurance industry is not very prepared for climate change, according to “Insurer Climate Risk Disclosure Survey: 2012 Findings & recommendations,” from the Ceres Coalition.

Two employers shared how they’ve gotten creative with the Patient Protection and Affordable Care Act at Thursday’s National Business Group on Health conference in Washington. One chose to move to a new consumer-driven health plan and the other chose a private exchange through Aon Hewitt.

Western European nations, backed by strong health care and retiree social programs, dominated the top of the list, snagging the first 10 slots in an index based on data from sources including the World Bank and the United Nations.

Health care consultants from Mercer, Aon Hewitt and Towers Watson offered advice at a recent National Business Group on Health event in Washington, D.C.

Employment attorney Jonathan Segal told attendees at yesterday’s SHRM legislative event that benefits pros need to show employees their softer, more human side. “Don’t treat employees as plaintiffs waiting to happen,” he said.

Advisers are familiar with the general challenge of getting people to take advantage of sound financial advice and do more to achieve retirement goals. A recent survey by PNC Financial Services Group quantifies that challenge, and points to some ways to overcome it.

Illinois became the second state to settle with the U.S. Securities and Exchange Commission over charges it misled investors about a growing shortfall in its employee pension funds as it sold $2.2 billion in bonds.

The Principal Financials’ Aaron Friedman says we are seeing 403(b) plan sponsors interested in reviewing their plan designs as they look to further clean up initial steps that were taken just a few years ago. This additional work is based on their own experience with compliance under the final regulations, as well as the administrative lessons they’ve learned.

Defined contribution plan sponsors who have yet to get on board with auto-enrollment -- a trend that began more than a decade ago -- are now in the minority. One study published last week in Science magazine found that 56% auto-enroll participants -- up sharply from 19% back in 2005. The study by behavioral economists Shlomo Benartzi and Richard Thayler also found that a slim majority (51%) of sponsors has embraced auto-escalation of deferral amounts.

Nearly half of all health plan members in the group and individual markets nationwide say they are interested in using a state exchange to purchase health insurance, according to a new survey by J.D. Power and Associates.

While experts once predicted savings of as much as $81 billion a year from electronic records, U.S. health care spending has continued to increase, partly because of systems that don’t share information, they say.

We’re starting your week with three important facts, developments or conversations from recent and upcoming events. This week, we’ll look at why uninsured Americans’ hospital bills are so high, more official steps forward by HHS on public exchanges and HHS goals for tech improvements in 2013.