At a briefing Monday, Secretary of Labor Hilda Solis spoke about the need for more employment opportunities for the 9.1% of Americans out of work and the role government can play in facilitating job creation.

The Employee Benefit Adviser App is a must-have resource for benefit brokers, advisers and consultants who help employers build and manage their group benefits programs, be they health, retirement, voluntary or non-insurance. Choose from our helpful apps and download them today!

Hiring by small businesses slowed in August and employers reduced hours, an independent survey shows on Sunday, suggesting the recent stock market turmoil may have dampened job creation. Read how there are now fears surrounding the month's stock market rout that could ultimately make businesses hesitant to hire new workers.

In part one of a two-part blog series Robert Winslow, principal of Elm Street Partners, blogs about some of the opportunity that the new health care legislation has brought upon. Do you agree with Winslow that there is an opportunity in all the changes? While it’s been nearly a year and a half since passage of the Patient Protection and Affordable Care Act, I’m frankly amazed at how many people still seem caught in…

LIMRA released its “U.S. Individual Life Insurance Sales” report, which indicates total individual life insurance new annualized premium increased 4% in the first half of 2011.

(Reuters) Wed., Aug. 24, 2011 WASHINGTON — Almost three-quarters of medium to big companies will keep offering health care benefits to employees once state-based insurance exchanges kick off in 2014, according to a survey by Towers Watson.

The "eagerly-awaited" guidelines regarding the uniform summary of benefits and coverage (SBC) required by Patient Protection and Affordable Care Act have finally been released. Comments are being invited until Oct. 21, 2011, with implementation anticipated by March 23, 2012, the two-year anniversary of PPACA's passage. This is not just the first step in the direction of increasing uniformity in the structure and communication of benefit plans. …

Since 2008, Mass Metal in Lawrence, Kan., has helped individuals buy, hold and sell gold and silver through its online service, SilverSaver. Now the company is offering SilverSaver as a voluntary benefit program.

Historically, the retirement industry hasn’t been required to publish all fees and expenses associated with 401(k) products. That’s about to change. The Labor Department noticed that the majority of 401(k) plan sponsors are in the dark regarding the fees they’re paying. To add insult to injury, most are under the impression that their plan is free. …

For workers' compensation insurers, costs are going up as the market shrinks, according to a recent report released by the National Academy of Social Insurance, observing they are fighting to pay more for smaller slices of the pie.

Consumer driven health plans continue to grow in popularity despite a waning impact on cost control, according to preliminary results in a recent United Benefits Advisors survey.

Women who are in the middle of a transition — whether it be a divorce, the death of a spouse, or the inheritance of a large sum of money — often need specialized financial advice, but many of them may not know where to go, says Kimberly Howard, founder and owner of KJH Financial Services in Needham, Mass.

A failure to process claims in a timely manner and a failure to use compliant policy forms top the list of complaints filed in the P&C and life/health insurance markets, according to Wolters Kluwer Financial Services. Other continuous challenges cited were a failure to properly embed regulatory requirements into claims, underwriting and distribution processes.

The Obama administration last week issued regulations intended to improve employees’ understanding of their health plan options, as called for by the Patient Protection and Affordable Care Act.

In a follow-up post, Steve Kloyda talks further about the art of prospecting. Do you agree with his thoughts? Your success in sales starts and ends with prospecting Skeptics say that prospecting is dead. It’s not. And it never will be. The decision to prospect is yours alone. Yes, the old way of selling has changed, but prospecting continues to be the foundation of all successful businesses and salespeople. So what is prospecting? …

Although concerned about challenges in the business environment, brokers and consultants are confident they will find a variety of ways to prosper, according to MetLife’s Broker and Consultant Study released last week.

For many advisers, adapting to market changes is very difficult. The reality is that it’s always been necessary, but now it is absolutely essential. In fact you need to embrace change and also be a catalyst for change. At my company, we started examining our value proposition several years ago. We recognized that we needed to bring greater value to our client relationships and that we needed to be more strategic in our thinking. We…

Here’s a recent list of personnel accomplishments in the industry.

One of the primary features of the Affordable Care Act is the establishment of state-based health insurance exchanges.

Middle-income baby boomers, those earning between $30,000 and $74,000, are vastly underserved in terms of preparing for retirement, according to a new Insured Retirement Institute report, “Middle-Income Boomers and Retirement: Tapping the Significant and Underserved Middle-Income Market.”