Finance

Market valuations may not be a reliable tool to use to make investing decisions so it can be prudent for savers to assume low investment returns, says an expert.

The wealth in retirement accounts could shrink by that much due to annual defaults on 401(k) loans. The projected loss is about 2.7% of the $7.8 trillion in retirement accounts.

The "Rule of 100" follows the rule-of-thumb of growing more conservative as investors grow older, but it also may be obsolete since it was developed when interest rates were higher.

A study notes that retirees might be experiencing the “Homer Simpson” mindset, in which they choose immediate gratification without thinking about the long-term consequences.

When the financial clouds are gathering, your clients have preparations to make. Top of the list: reduce risk.

Hellman & Friedman’s $3 billion agreement to buy retirement services provider Financial Engines Inc. is one of the biggest deals yet in the investment management takeover boom.

Even if those assets are used to pay for nonmedical expenses, an HSA can still be ahead of a 401(k) plan or an IRA.

Put together a multidimensional strategy, including the financial resources and human capital that will be required to achieve personal and company objectives.

One strategy to enhance financial prospects is to get a part-time job via the gig economy.

Tying compensation to outcomes has proved successful for several brokers, but they must overcome their skepticism and fear of change.