Least financially literate states

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Louisiana State Capitol along the banks of a small pond. Louisiana State Capitol is located in downtown Baton Rouge. Baton Rouge is the second largest city in louisiana located on the banks of the Mississippi River. Baton Rouge is known for its Southern lifestyle, historic sites, bar and restaurant environment
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Employers are investing more in financial wellness benefits, and everything from retirement accounts to student loan repayment benefits are reaching the forefront of the news. But employees in some states may need more financial wellness education than others.

Wallethub examined financial-education programs and consumer habits in each of the 50 states and the District of Columbia. The personal finance website looked at 17 key metrics ranges from high-school financial literacy grade to share of adults with rainy-day funds.

When selling financial wellness benefits, advisers may want to consider looking more closely at these markets.

10. Rhode Island

Total score: 56.15 (out of 100)

Wallet Literacy Rank: 39 (out of 51)

Financial planning habits rank: 21 (out of 51)

Financial knowledge and education rank: 46 (out of 51)

9. South Dakota

Total score: 56.06

Wallet Literacy Rank: 36

Financial planning habits rank: 34

Financial knowledge and education rank: 44

8. Hawaii

Total score: 55.82

Wallet Literacy Rank: 33

Financial planning habits rank: 22

Financial knowledge and education rank: 50

7. Kentucky

Total score: 55.47

Wallet Literacy Rank: 48

Financial planning habits rank: 44

Financial knowledge and education rank: 32

6. Oklahoma

Total score: 55.45

Wallet Literacy Rank: 41

Financial planning habits rank: 46

Financial knowledge and education rank: 34

5. New Mexico

Total score: 54.45

Wallet Literacy Rank: 41

Financial planning habits rank: 46

Financial knowledge and education rank: 34

4. Delaware

Total score: 54.83

Wallet Literacy Rank: 31

Financial planning habits rank: 45

Financial knowledge and education rank: 43

3. Mississippi

Total score: 54.58

Wallet Literacy Rank: 30

Financial planning habits rank: 51

Financial knowledge and education rank: 39

2. Alaska

Total score: 53.11

Wallet Literacy Rank: 43

Financial planning habits rank: 37

Financial knowledge and education rank: 51

1. Louisiana

Total score: 51.01

Wallet Literacy Rank: 49

Financial planning habits rank: 49

Financial knowledge and education rank: 48
This article originally appeared in Employee Benefit Adviser.
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