Financial planning

Rising interest rates, steep yield curve drive fixed annuity sales growth.

There are pitfalls to stepping out of a 401(k), mostly related to the lack of truly objective advice regarding other retirement investments.

The U.S. government has shuttered over fights on Obamacare, but the 2010 law in question has at long last opened its health care exchanges to the public.

Guest blogger Robert C. Lawton offers five reasons why rolling 401(k) assets into an IRA isn't in employees' best interests.

3 reasons why employers and employees will avert the crisis

There's a new industry in town: Investment newsletters that encourage frequent trading in 401(k) accounts. This is not a welcome development for plan sponsors. Here's why.

Year-over-year, however, that sales number is down 1.4% from $55.3 billion in the second quarter of 2012.

Employers, meanwhile, applaud program’s ease-of-use and neutral content.

Benny Award winner Chad Ryan uses targeted communication campaigns to reach PepsiCo employees.

Unlike their precursor products, deferred income annuities offer a shorter deferral period, meaning buyers do not have to wait as long to begin taking income.

The majority of American workers accept responsibility for financing their own retirement and are relying primarily on their 401(k) to get them there, but many lack the confidence to effectively manage their retirement savings.

Recently T. Rowe Price banned some participants in the American Airlines 401(k) plan from trading in certain T. Rowe Price funds. This could happen to participants in your retirement plan, and here's why.

Guest blogger Robert C. Lawton offers advice for helping plan sponsors overcome employees' inertia, aversion to loss and myopia in their 401(k) plans.

Providers launch apps to ease participant decision-making.

Travels across America highlight four lessons for retirement plan industry.

However, according to the Schwab poll, many find information on their 401(k) confusing and lack confidence on managing their retirement savings.

Mutual funds are the most frequently offered investment option in 401(k) plans. Should plan sponsors consider other types? Probably not.

One-third of retirees confirmed they are experiencing a lower standard of living in retirement than in their working years, based on the monthly income they have to live on.

For financial advisers, this is a key point to discuss with married plan participants who wish to leave their employer-sponsored retirement account to a non-spouse.

Bank of America Merrill Lynch survey shows employees more focused on retirement goals but still falling short.