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A reincarnated version of an annuity that never gained much traction in the marketplace is finding fans among seekers of retirement income.
Deferred income annuities, an adaptation of products once known as advanced life deferred annuities, last year generated about $1 billion in sales and are expected to be the fastest growing annuity product in terms of sales, according to a new report from the Insured Retirement Institute.
Margarida Correia is a former associate editor of the Employee Benefits Group and of Bank Investment Consultant.
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Education can help employees make confident decisions about NQDC and look forward to more money coming in after retirement.
Employer-provided home-saving accounts and educational resources can help workers achieve an increasingly elusive milestone in the current affordability crisis.
By assessing the needs of various employee populations within a workforce, benefits can be constructed to be more independent and effective.
The focus of retirement planning is shifting, according to Morningstar experts, moving away from simple saving toward bespoke decumulation strategies and guaranteed lifetime income solutions.
Alternatives to costly standalone long-term care insurance include hybrid life policies with an LTC rider, extended premium payment periods and annuities.
