Healthcare costs

Rising Star in Advising Rachel Miner has been in the field for just over three years, fixed on improving transparency and health costs for her clients.

Some advisers are using this approach to help self-insured employers control costs. But it’s is not without controversy.

By helping employees make better choices, employers can get more out of their benefits investment.

This rural-Missouri adviser won deep discounts from local-area providers for the benefit of her self-funded and group captive clients.

A new report by Benefitfocus shows differences in healthcare cost across the U.S. and how HDHP participation continues to increase yet out-of-pocket cost continues to rise as well.

By helping employees make better choices, advisers can help clients get more out of their benefits investment.

Employers should consider these programs to help control medical expenses while maintaining employee coverage levels.

Tim Doherty, head of Pinnacle HR Solutions, seeks out employers with a strategic view of health benefits.

Employers should consider a number of major factors, including stop-loss coverage and reimbursement models, before making the move.

Both savings vehicles are important. Here are some useful guidelines for advisers seeking to help employees prioritize their savings objectives.