Healthcare plans

Kicking the healthcare can down the road can lead to disaster. Here’s how to get proactive about employee health.

FMP allows health plan members to choose any doctor or facility without the constraints that may be in place with the traditional network or wrap network at zero-cost to the beneficiary.

Recognizing that some employees cannot afford to enroll in benefits and working with local and community resources can be the first steps toward health equity.

EBRI research shows that employer contributions help account holders build larger balances, which could boost savings for Black, Hispanic, women and lower-income employees.

Clients need to view buying healthcare from the employee’s vantage point, gather their feedback and enhance education and training.

Savvy Florida employers are controlling the frequency and severity of claims while delivering better, more consistent care in the face of a doctor shortage.

In the face of tempting bonuses, overrides, extra commissions and vacation incentives, level-headed producers are embracing transparency and disclosure to deliver better service to clients.

For about the same cost as covering two annual visits at 100%, employer clients could cover four at 80% to prevent more serious problems, as well as treat cavities painlessly.

Patients appreciate that they can participate from the privacy of their homes, and health plans and employers value the high effectiveness rates — higher than traditional treatments, in many cases.

As employers establish procedures to manage their liabilities under the Consolidated Appropriations Act, brokers will be held to a new standard.