Retirement benefits

Offering low-cost investment options on plans can help employees mitigate longevity risk and provide options for workers with distinct savings goals or priorities.

A health savings account can be used to cover medical bills and can also be a great savings vehicle for retirement.

NIRS research reveals how these plans offer more incentives for educators to stay on the job while easing personnel planning.

Offering low-cost investment options on plans can help employees mitigate longevity risk and provide options for workers with distinct savings goals or priorities.

NIRS research reveals how these plans offer more incentives for educators to stay on the job while easing personnel planning.

Far too many financial advisors overlook home equity as part of a retirement income plan.

Retirement benefits are safe from tax changes at the moment, but there are still ways legislators can act to improve the system.

With retirement and healthcare benefit outcomes still uncertain, the House Republican tax plan still hosts a slew of possible benefit plan changes.

Employers that are in the process of soliciting deferral elections for their plans may wish to notify participants in order to make an informed decision on deferral election.

And the upper chamber is still considering cutting 401(k) catch-up funding for higher earners.

The tax plan would make itemized deductions less valuable so some retirees would lose a deduction that covers payments for nursing homes, assisted living or inpatient hospital care.

With company perks being a key attraction and retention tool, here’s a list of some of the best ones innovative employers are offering.

Hot stock market is driving most of the growth but automatic enrollment is helping too.

Both defined benefit and defined contribution program overseers need to update their costs and strategies before January.

Workers often don’t aggregate old retirement savings plans at new jobs, leaving behind orphaned accounts that need attention.

Carriers need to focus their digital efforts on education to attract younger clients, says Amy Friedrich of Principal Financial Group.

After noticing that workers were borrowing against their 401(k)s, the insurer launched a fiscal wellbeing program to address their money woes.

Workers should learn to reduce their housing, transportation and food costs, cut unnecessary expenses, and develop the habit of packing their lunch to work.

With congressional action making 401(k) plan savings leakage more likely, advisers must increase focus on holistic financial wellness as a preventative measure.

Clients should learn to reduce their housing, transportation and food costs, cut unnecessary expenses, and develop the habit of packing their lunch to work.