Retirement benefits

Workers should be especially mindful of market movements during the "fragile decade," the span beginning five years before retirement until five years after retirement.

Clients should be especially mindful of market movements during the "fragile decade," the span beginning five years before retirement until five years after retirement.

More younger workers are prioritizing saving for their post-work years and contributing as much as they can to their 401(k)s — and making sacrifices to do so.

Giving employees the right tools and advice can help to address the retirement savings gap, Mercer says.

Student loan repayment, flexible work schedules and retirement funding are among the perks younger workers are looking for from an employer.

Advisers need to view themselves as more than just the overseers of plan compliance and administration and step up as the champions of a competitive organization.

A recent trend has seen DB plan sponsors transferring a portion of their plan obligations to insurance companies through the purchase of annuity contracts for the benefit of affected participants.

Clients should plan to replace roughly 80% of their pre-retirement income after they leave the workforce for good.

Relying solely on software platforms to choose health plans and enroll employees without expert interaction can cost time and money, and can even lead to compliance issues.

Giving employees the right tools and advice can help to address the retirement savings gap, Mercer says.

ERISA reporting must be filed by July 31 or an extension must be filed on the same date by employers to avoid penalties.

Relying solely on software platforms to choose health plans and enroll employees without expert interaction can cost time and money, and can even lead to compliance issues.

Factors such as increased longevity, income inequality and pension-fund shortfalls have caused Americans to be in a worse position for their post-work years.

Clients should work together with their spouses and plan as a couple to develop a Social Security claiming strategy that will maximize their retirement benefits.

The Kentucky firm wants plan sponsors and participants to better understand their retirement options.

Employees have some simple but significant false ideas about their retirement plans. And employers need to do a better job addressing them during education sessions.

Employees will have more money in retirement if they contribute to the right savings account.

The Kentucky firm wants plan sponsors and participants to better understand their retirement options.

With the help of SmartDollar, employees have paid off $522,000 in debt and saved $568,000 over two years.

Employers' 401(k) matching contributions this year are likely to reach 4.7% of worker's pay, up from 3% in 2009.