Retirement benefits

Without defaulting to electronic disclosures, the cost burden falls on organizations and employees, says ERISA Industry Committee.

New analytics tools are enhancing clients’ abilities to target and engage employees.

Participants may benefit from putting more dollars towards their plan account balance and fewer towards fees.

They can help clients benefit from reduced risk and longer bond durations if the employers prepare for shifts in market direction.

Retirees are advised to adopt a less aggressive approach to investing and reduce their risk exposure.

Female employees are ill-prepared for retirement — roughly one-third less than their male coworkers — but employers can help close the gap.

A new survey finds that millennials are especially vulnerable to false hopes and wishful thinking about post-work life.

Employers are not in the driver seat of these programs but they usually get the blame when a retirement plan needs an intervention, says attorney David Pixley.

Collective Investment Trust funds are gaining traction in retirement plans but advisers need to know how they can help plan participants.

Retirees should not underestimate the impact of taxes on their income after they leave the workforce, as their tax liability could reduce substantially their net earnings.