Retirement benefits

Clients should ask themselves if a remote, self-contained community fits their personality and if they want to live with other seniors.

Clients should ask themselves if a remote, self-contained community fits their personality and if they want to live with other seniors.

The city is facing a budget shortfall that will reach $848 million in five years. Increases in pension payments and other payroll costs are driving the gap, according to a five-year financial plan.

The good news? Employers can help by encouraging their employees to take advantage of the tools and resources offered by their plan provider.

Plan sponsors can help close a knowledge gap by educating employees about the advantages of contributing to an individual retirement account.

Academic’s proposal to streamline DC model would do away with complex terms and signup forms.

Benefit executives can offer HSA contributions and other services to help workers care for their aging, ailing parents.

Many seniors are unaware that Medicare premium payments are deductible, while their spouses who are still working can contribute to a spousal IRA and reduce their taxable income.

Investment option costs, provider performance and employee communications are some of the topics that should be reviewed.

Many seniors are unaware that Medicare premium payments are deductible, while their spouses who are still working can contribute to a spousal IRA and reduce their taxable income.

The reduction, effective in July, was triggered by the failure of a defunct public agency, the East San Gabriel Valley Human Services Consortium, to pay Calpers the entire cost of covering the pensions of its former employees.

Longer lives and growing inflation are just two realities that advisers and clients must remember when formulating a post-work plan, urges Jamie McIntyre.

Employee stock purchase programs give workers an opportunity to pay off debt or save after unloading their shares.

Academic’s proposal to streamline DC model would do away with complex terms and signup forms.

Advisers must know how to explain their role in the Conflict of Interest era.

401(k) automation can help more employees increase their retirement savings, and empower more sponsors to improve their plan performance metrics, without negative consequences, says Spencer Williams.

Investors can expect a bill from their traditional IRA or Roth IRA if they hold non-traditional assets, such as limited partnerships.

Single parents, millennials struggle to pay bills and save for retirement, a new Guardian Life Insurance study finds.

With protocols already in place to comply with HIPAA’s requirements, plan sponsors are focusing on 401(k) data.

With the proposed GOP ACA bill significantly expanding health savings accounts, it’s imperative that employees understand how they work and why they’re important.