Retirement benefits

Employer role in these retirement savings plans is growing, says attorney Christine P. Roberts.

Many pension plans are facing financial woes, with many of them reducing pension payouts to their beneficiaries.

Increased financial wellness efforts, greater automation and recordkeeper consolidation should be on benefits professionals’ radar.

The state is already paying $5.38 billion to the California Public Employees’ Retirement System this year, and in fiscal year 2018 the state will need to add at least $200 million more.

Plan providers must find ways to differentiate their services to be part of advisers’ go-to lists.

Underestimating longevity is one of the blunders that clients should sidestep when preparing for retirement.

Clients should consider switching to a Roth IRA or Roth 401(k) as investment growth and distributions are not subject to tax.

More than 8 in 10 young employees say they plan to work into retirement, which indicates a “fundamental shift.”

New York State Common Retirement Fund’s director of fixed income and two brokers are charged with accepting bribes in exchange for millions of dollars in fixed-income business, prosecutors say.

Employer role in these retirement savings plans is growing, says attorney Christine P. Roberts.

Although clients pay taxes on the contributions they make, they can still expect tax savings as their money grows tax-free and future distributions are exempt from taxes.

Employers need to be deliberate about what information they send, how they delivered it and provide a reasons why younger workers should care.

Plan providers must find ways to differentiate their services to be part of advisers’ go-to lists.

With an ever-changing benefits landscape, having an inside look from industry experts is crucial to best strategize how to tackle any oncoming challenges. Over the course of the year, these were some of the top blog contributions received at EBN.

When it comes to at least one type of investing, U.S. pension funds should take a (maple) leaf out of their Canadian counterparts' playbook, says Bloomberg Gadfly columnist Gillian Tan.

The changing concept of retirement in America is disrupting the parts of the financial services machine that are geared around it.

Employers need to be deliberate about what information they send, how they delivered it and provide a reasons why younger workers should care.

Investors are advised to reduce their risk capacity and get their portfolio ready for the distribution phase once they are within five years of their retirement.

Investors are advised to reduce their risk capacity and get their portfolio ready for the distribution phase once they are within five years of their retirement.

Plan sponsors should consider going beyond ERISA’s bare-bones requirements for plan document requests and make it a practice to also provide a cover letter, containing certain specific information.