Retirement benefits

Transamerica’s Stig Nybo author of Transform Tomorrow: Awakening the Super Saver in Pursuit of Retirement Readiness on how building a proper retirement nest egg is a big social crisis.

John Ludwig on how to help employees can increase their retirement savings including auto escalation and auto enrollment.

The U.S. Government Accountability Office released a report in April saying that employees switching jobs often receive guidance by 401(k) companies to roll their accounts into an IRA, even when that might not be the best course of action.

If you’re an advisor or a TPA like we are, you’ll be found.

Americans who work with a financial professional, had a college education and more than $100,000 in household assets are more likely to have a higher financial literacy.

BP Plc was sued by New York City pension funds for at least $39 million in investment losses based on claims the oil company failed to disclose the risks and safety issues leading to the 2010 Deepwater Horizon disaster in the Gulf of Mexico.

How many Doritos are in a serving? For most of us, it's whatever amount is left in the bag. Unless you're raiding your kid's lunchbox snack size stash. Then it might be two bags. While concerns about the amount of nutrition or serving size in that particular snack may be taking it to the extreme, the fact is that government mandated nutrition labels on our food have made more information clearly available about what we are eating than ever before.

A program airing yesterday cited excessive fees and lack of clear guidance for the failure of the 401(k) to prepare Americans for a longer and more costly retirement.

When managing money, the large majority of Americans today are not looking for shortcuts or get-rich-quick strategies, according to Northwestern Mutual’s 2013 Planning & Progress Study.

Recently a number of market observers have suggested banning actively managed mutual funds from retirement plans as a way of increasing participant balances. Their logic is that actively managed funds don't beat market averages or benchmarks often enough to justify their higher fees. Also, it is said that actively managed funds tend to be recommended by advisers who profit from their sale and therefore aren't objective.

A $15 billion asset increase, paired with a $14 billion liability decrease, reduces the Milliman 100 PFI pension funded status deficit to $285 billion.

Study Reveals Financial Industry Not Meeting Women’s Needs. Three-fourths feel they earn better returns teaming with financial professional.

Fewer than half of Generation X and Generation Y investors have made saving for retirement their top priority and a majority have little understanding of financial products and services, according to LIMRA research.

Social Security savings of $1.6 billion among reductions projected for 2014 and beyond

LIMRA research reveals that the majority of Generation X and Y consumers have little understanding of financial products and services and less than half make saving for retirement their top priority. Their situation improves, however, with the help of financial adivisers.

Non-qualified deferred compensations have been around even before the passage of ERISA in 1974.

An investment adviser will pay more than $120,000 to resolve U.S. regulatory claims that he lied to the California Public Employees’ Retirement System and other clients.

Left unchecked, Republicans say, Obama’s “entitlement society” will bankrupt the nation. “’Entitlement used to be a fairly positive thing,” says one historian. Until ACA, that is, and other more recent events.

So last week, the President’s budget was released, and in it were the expected restrictions and limitations on qualified retirement plan benefits.

It’s tempting to focus entirely on portfolio yield, duration, and quality when evaluating and recommending a Stable Value fund. But one feature is even more important.