Retirement benefits

During that first 10 years of our 40-year careers, most of us contribute very little or nothing to our retirement accounts. At that time in our lives, retirement seems pretty far off – but it isn’t.

A portion of retirees’ Social Security benefits may be taxed at the federal level if their combined income exceeds a certain limit.

The record-keeping firm is acquiring Russell Investments’ Adaptive Retirement Accounts program to offer account management to clients.

New offering features 16 benefit levels, premium savings, free services, integrated wellness incentives and cash rewards to help attract and retain top talent.

Ten states and one city have already taken steps to offer government-facilitated retirement programs.

During that first 10 years of our 40-year careers, most of us contribute very little or nothing to our retirement accounts. At that time in our lives, retirement seems pretty far off – but it isn’t.

One may have lots of disposable income, while the other may have to rely on taxable distributions.

A company that employs 10,000 people can save $500,000 a year by getting employees on a more sound fiscal footing.

Employing a range of learning methods, moving the participant to action, and measuring the impact of program initiatives can lead to long-term success through easily understandable information.

We have multiple goals in life and should be able to handle short-term debts and long-term goals without sacrificing one for the other, says one expert.

The hair-salon chain chooses a benefits and HR services firm to deliver services to its franchise owners and workers.

The latest proposal clarifies an RIA’s duty of care and other fiduciary obligations when dealing with clients.

The hair-salon chain chooses a benefits and HR services firm to deliver services to its franchise owners and workers.

Recent IRS guidance and legislative changes show hardship withdrawals is an area where both plan sponsors and participants may still have questions.

The new tax law has nearly doubled the standard deduction and limits the deduction for state and local taxes, making it less likely for taxpayers to itemize their deductions.

The rise in student debt, increased life expectancy and the many competing priorities for money that are considered the “new normal” for younger generations have them wondering how they will pay for it all.

While advisers tend to see them as younger workers, these employees are getting married, starting families and purchasing more benefits through their employers.

Reasonable costs, healthy account balances and a high percentage of employee participants are attributes of great retirement plans.

The gig economy ushered in a new way of working, which in turn has ushered in a new way of retiring.

Employees may want to cash in their retirement accounts but other variables complicate the outlook.