Retirement planning

The workplace plays a significant role in facilitating retirement savings, yet less than half of workers globally are offered a retirement plan with employer contributions, finds recent research.

Employees who expect to work longer are less healthy, more stressed and more likely to feel stuck in their jobs than those who expect to retire earlier, finds new data from Willis Towers Watson.

When launching a new 401(k) program, or revamping an existing one, employers have much to consider, including eligibility, waiting periods, employer matching, plan loans and automatic features.

Some 23% of Americans with jobs said they planned on being septuagenarian employees, up from 16% in 2009, according to recent research.

When launching a new 401(k) program, or revamping an existing one, employers have much to consider, including eligibility, waiting periods, employer matching, plan loans and automatic features.

Plan sponsors should spend as much time developing education policy statements as they do an investment policy statement, says Jeffrey Hemker.

Women, in particular, are lagging in earnings and in the amount of income they’re saving for retirement, according to research from T. Rowe Price.

Retirement plan sponsors should spend as much time developing an education policy statement as they do an investment policy statement, according to Invesco’s Jeffrey Hemker.

Women, in particular, are lagging in earnings and in the amount of income they’re saving for retirement, according to research from T. Rowe Price.

Dozens of brokers and consultants weigh in on the practice, and Hodges-Mace’s Eric Helman explains the fallacies behind this siloed approach.

Ted Benna, the man widely regarded as the father of the 401(k) plan, recently reflected on his creation – and he wasn't happy. Benna laments that 401(k)s have become so complicated and so expensive and so rife with opportunities for mistakes.

The head of Betterment for Business is responsible for the company’s turnkey 401(k) service that includes personalized investment advice for plan participants.

The general manager of Betterment for Business is responsible for the company’s turnkey 401(k) service that includes personalized investment advice for plan participants.

In this low-return, low-interest rate environment, there’s a new set rules for offering a list of retirement plan funds, according to wealth management adviser Robert Lawton.

In this low-return, low-interest rate environment, there’s a new set rules for offering a list of retirement plan funds, according to wealth management adviser Robert Lawton.

Almost 20% of Americans 65 and older are now working, according to the latest data from the U.S. Bureau of Labor Statistics. That’s the most older people with a job since the early 1960s, before the U.S. enacted Medicare.

Even with disclosure rules in place, it is sometimes hard for plan sponsors to discern the fairness of the fee structures in their retirement plans.

To improve employees’ long-term finances, encourage plan sponsors to look past typical 401(k) metrics and concentrate on a comprehensive approach to financial services.

To help improve employees’ financial prospects post-work, plan sponsors should look beyond the typical metrics of 401(k) contribution and participation rates and concentrate instead on a comprehensive financial wellness approach.

The DOL’s April 2017 deadline means employers should start familiarizing themselves now with their responsibilities under the new regulations.