Retirement readiness

Savers can expect investment returns through compounded growth as long as they don’t lose from a market downturn.

Gamification can help employees calculate how much money they will need to retire, increase their contribution levels and check their asset allocations.

There are many misconceptions that can lead to financial hardships in retirement.

A health savings account can be a great savings vehicle for people who are preparing for retirement.

Funding a 401(k), 403(b) or company-sponsored retirement savings vehicle should come first, an expert says.

The legislation includes a provision that would raise the age limit for making contributions and taking required minimum distributions.

Group long-term care insurance can help employees protect their assets and relieve some of the stress of caregiving — as well as benefit clients, too.

Plan participants should consider boosting their contribution rates if they are planning for an early retirement, says one expert.

Group long-term care insurance can help employees protect their assets and relieve some of the stress of caregiving — as well as benefit employers, too.

Saving for retirement is more important than paying off credit card debt or building an emergency fund, according to a new survey.

More than 10,000 people are now retiring each day, but this figure could fall by close to 2,500 people in the next few years.

Even among those who had some savings, people say they commonly lacked financial knowledge and were uncomfortable making investment decisions.

Although taxes on traditional 401(k) contributions are deferred, distributions will be subject to ordinary income taxes in retirement.

Workers should develop a sustainable withdrawal strategy to ensure that they won't outlive their savings.

Workers say they are less satisfied with their defined contribution plans and would like to see more investment options.

“If you only focus on student loans, then you’ve lost 10 years of retirement planning,” says one expert.

An average couple aged 65 who are about to retire this year will need $285,000 to cover healthcare expenses.

Workers say they are less satisfied with their defined contribution plans and would like to see more investment options.

Ensure their contributions don't exceed the limits to avoid a penalty tax.

Account balances for workers who changed jobs were 60% lower than those who stayed with one employer for a four-year period, according to one study.