Retirement readiness

The general manager of Betterment for Business is responsible for the company’s turnkey 401(k) service that includes personalized investment advice for plan participants.

Standard target-date funds may not serve best interests of 401(k) participants, according to Russell Investments’ Josh Cohen.

In this low-return, low-interest rate environment, there’s a new set rules for offering a list of retirement plan funds, according to wealth management adviser Robert Lawton.

In this low-return, low-interest rate environment, there’s a new set rules for offering a list of retirement plan funds, according to wealth management adviser Robert Lawton.

Russell Investments goes a step further than target-date funds based on participant demographics at the plan sponsor level by enabling automated TDF customization at the participant level.

While the 401(k) marketplace is crowded with asset managers anxious to create customized target-date funds based on participant demographics at the plan sponsor level, Russell Investments goes a step further by enabling automated TDF customization at the participant level.

More than half of large employers offer them, yet only a small fraction of participants are using them, according to new research.

Almost 20% of Americans 65 and older are now working, according to the latest data from the U.S. Bureau of Labor Statistics. That’s the most older people with a job since the early 1960s, before the U.S. enacted Medicare.

Shorter term Treasury Inflation Protected Securities — those with a bond maturity of zero to five years — do a better job of controlling inflation in a target-date fund than mid-term or long-term TIPS, according to SEI.

More than half of large employers offer the investment vehicle, yet only a small fraction of employees are using them, finds research from Willis Towers Watson.