Retirement

Surviving spouses will either receive their own Social Security benefit or the survivor's benefit, whichever is higher. But they also may get pushed to a higher tax bracket, which. in turn, could mean higher taxes on Social Security benefits.

Employers should encourage expectant parents in their workforce to save for their future costs with a 529 plan or a Roth IRA.

Retirement investors may opt for whole life insurance, which offers tax-deferred growth on premiums, or a home, which they can sell with up to $250,000 (or $500,000 for couples) in capital gains tax exclusion.

Retirement investors may opt for whole life insurance, which offers tax-deferred growth on premiums, or a home, which they can sell with up to $250,000 (or $500,000 for couples) in capital gains tax exclusion.

Recent actions by the federal government are not helping Americans to improve their retirement prospects, says analyst.

Recent actions by the federal government are not helping Americans to improve their retirement prospects, says analyst.

Naming a young grandchild as beneficiary of a traditional IRA could be a wrong move, as the distributions will be subject to the "kiddie tax."

Naming a young grandchild as beneficiary of a traditional IRA could be a wrong move, as the distributions will be subject to the "kiddie tax."

The stock market is fueling all-time highs in retirement account balances, with the average IRA breaking into the six figures.

Public pension fund investments returned only 0.6% on average in fiscal 2016,

Investors are about to enter the worst two-month period of the year for stocks, according to an expert with Bespoke Investment Group.

Investors are about to enter the worst two-month period of the year for stocks, according to an expert with Bespoke Investment Group.

As the gig economy takes off, freelance workers lag behind fully-employed colleagues when it comes to financial benefits.

Six in 10 Americans have less than $500 in their savings account. Shuttle’s new Savings Assistance aims to fix that.

Unlike when they were still working and their employer withheld an amount for their taxes, retirees need to make estimated tax payments to the IRS.

Guidance is sound if it’s coming from a fiduciary, fits the corporate culture and is comprehensive.

Unlike when they were still working and their employer withheld an amount for their taxes, retirees need to make estimated tax payments to the IRS.

More younger workers are prioritizing saving for their post-work years and contributing as much as they can to their 401(k)s — and making sacrifices to do so.

Workers should be especially mindful of market movements during the "fragile decade," the span beginning five years before retirement until five years after retirement.

Clients should be especially mindful of market movements during the "fragile decade," the span beginning five years before retirement until five years after retirement.