Retirement

The new head of the Employee Benefit Research Institute talks about the latest retirement trends, his plans for the organization and the state of employee benefits.

Approach the process with patience and a plan, and give yourself time, says retirement plan expert John Ludwig.

Regardless of their seniority, level of compensation or tenure, employees share the following misconceptions about retirement. Here’s how you can help.

There is a growing need for plan sponsors to help participants with retirement readiness and securing their financial future. This will drive plan sponsors to expand their financial wellness initiatives and evaluate retirement income solutions for their defined contribution plans, according to the Institutional Retirement Income Council. Here are four trends the IRIC has identified for 2016.

Commentary: From implementing automatic enrollment to eliminating participant loans, here are five actions plan sponsors can take this year to improve their 401(k) plans.

Natixis Global Asset Management is offering a new benefit that it hopes will allow more employees to begin saving for retirement instead of spending all of their extra money paying off student loan debt.

Employers have either dropped the ball when it comes to offering employees retirement transition assistance like flexible work arrangements, retirement seminars or financial counseling, or employees are just not aware of the benefits their employers offer.

Under new final regulations, which take effect Jan. 1, 2016, the Pension Benefit Guaranty Corporation substantially reduced the reporting requirements for pension plan administrators, sponsors and contributing employers.

As LIMRA celebrates 100 years in the industry in 2016, the association will renew its focus on retirement research, education and training and continue to evaluate the impact of the DOL’s pending fiduciary rule.

Commentary: If you offer investment advice services as part of your retirement package to your employees, make sure you understand what types of products and services your adviser is offering and at what cost.

Employees’ financial circumstances are unique, and an employer’s retirement plan must prepare to meet those different needs. Here are five questions that employers and their advisers must have strong answers to in order to help employees save for the future.

Canadian institutional money manager Caisse de dépôt et placement du Québec sets its sights on the U.S. market with its new infrastructure investment model, CDPQ Infra.

Commentary: A former Intel Corporation employee is suing the company for allegedly breaching its fiduciary responsibilities by investing employees’ retirement money in “risky and high-cost” hedge funds and private equity funds.

The NFL and the NFL Players Association work together to build a comprehensive wellness program that helps retired football players better transition into a life without football, both financially and emotionally.

Commentary: While illiteracy is a source of embarrassment for people,” innumeracy” is often a source of pride. A significant number of people believe the lottery is their best strategy for accumulating a substantial nest egg, and this is a problem, says The Principal’s Aaron Friedman.

MassMutual develops an integrated benefits exchange combining retirement savings, healthcare and virtually all other kinds of benefits in a unified, cloud-based system.

Many women contribute to their workplace retirement plans, but are also are very concerned about not being able to retire when and how they want to, implying that they may not be saving enough to feel secure about reaching their retirement goals.

More companies are offering both a traditional 401(k) plan and a Roth 401(k) but plan participants are not as quick to embrace the Roth 401(k) as their employers are.

Deficits rose for both single-employer and multiemployer programs, a new report finds. Yet, the pension community is hopeful the new PBGC director will create a better future.

Small business owners don’t always have the resources or know-how to establish 401(k) plans for their employees.